Author: Bestalpay

Life insurance serves the critical purpose of protecting your loved ones financially in the event of your untimely death.  It can help cover outstanding debts, future expenses like mortgages or education costs, and replace lost income so your family can maintain their standard of living.  The two primary types of life insurance policies are term […]

An insurance deductible is the amount of money you are required to pay out-of-pocket towards a loss or claim before your insurance coverage begins to pay.  Deductibles are common across many types of insurance policies like health, auto, home, and others. Selecting an appropriate deductible amount is crucial, as it determines the portion of a […]

Nigerian President, Bola Tinubu said that under his administration, Nigeria has effectively halted its economic challenges and is now advancing towards prosperity. Speaking in Abuja on Friday, May 24, he said: “It has been challenging. It has been fulfilling as well. We took over, and we stopped the bleeding. I can say categorically now that […]

Your home is likely one of your largest investments and assets. Home insurance protects that investment by providing coverage for repairs or rebuilding in the event of fires, storms, theft, and other covered damages or losses.  While no one wants to endure property damage, at some point most homeowners will need to file an insurance […]

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones in the event of your untimely passing. It can help cover outstanding debts, future expenses like college tuition, and replace lost income so your family can maintain their standard of living.  However, purchasing the wrong life insurance policy […]

The insurance industry plays a vital role in mitigating risks and providing financial protection for individuals, businesses, and society at large.  People pay premiums to insurance companies in exchange for coverage against potential losses, whether to their health, home, auto, life, or other valuable assets.  Insurers collect these premiums into pools, invest them, and then […]

The Peruvian government has formally labelled transgender, nonbinary, and intersex individuals as “mentally ill”. According to The Telegraph, the health ministry said the decree was the only way Peru’s public health services could “guarantee full coverage of medical attention for mental health”. This action has sparked strong criticism in a society where gender and LGBT […]

In light of the recent development surrounding Cassie Ventura and Sean ‘Diddy’ Combs a blogger has outlined and explained the three stages a modern woman experiences in her dating life. Shadaya_Knight revealed in a post three major stages the modern woman undergoes in her dating phase. He said in a post on his X handle, […]

The National Drug Law Enforcement Agency (NDLEA) has issued a wanted notice for a couple accused of operating a cocaine cartel based in India. The couple, Kazeem Omogoriola Owoalade (also known as Abdul Qassim Adisa Balogun) and Rashidat Ayinke Owoalade (also known as Bolarinwa Rashidat Ayinke), has been declared wanted after four members of their […]

Having adequate health insurance coverage is crucial for protecting your finances and accessing necessary medical care. However, with rising healthcare costs, finding an affordable health plan that meets your needs can be challenging.  According to the Kaiser Family Foundation, the average annual premium for family coverage through an employer in 2022 was over $22,000.  These […]